Integration

Plaid integration

Financial services and banking data API. Connect to bank accounts, retrieve transactions, verify identity, and initiate payments. Build fintech apps, budgeting tools, and payment systems.

Connect Plaid How integrations work

Ask it in chat

Say what should happen.
The workflow builds itself.

When this happens, do that in Plaid.Built from the 20 Plaid tools below, on the connection you add once.

Common Plaid use cases

ACH payments
Payment setup
Lending decisions
Status monitoring
Account verification
Wealth management
KYC
Bank payments
Bank discovery
Debt management

What you can do with Plaid

Each of these is one operation on one endpoint, available both as a workflow step and as a tool an AI agent can call on its own. Nothing bundles several operations into one action, so what a run did stays readable afterwards.

Most endpoints run on the free plan. A few, mainly the ones that publish on your behalf, need a paid plan.

Investment, 2 operations

get_investments_holdingsGet investments holdingsPOSTRetrieves investment holdings.
get_investments_transactionsGet investments transactionsPOSTRetrieves investment transactions.

Payment, 2 operations

get_paymentGet paymentPOSTRetrieves payment details and status.
initiate_paymentInitiate paymentPOSTInitiates a payment via Payment Initiation.

Transaction, 2 operations

get_transactionsGet transactionsPOSTRetrieves transactions for linked accounts.
sync_transactionsSync transactionsPOSTSyncs transactions incrementally using a cursor.

Transfer, 2 operations

create_transferCreate transferPOSTCreates an ACH or RTP bank transfer.
get_transferGet transferPOSTRetrieves transfer details and status.

Access token, 1 operation

exchange_public_tokenExchange public tokenPOSTExchanges a public token for an access token.

Account, 1 operation

get_accountsGet accountsPOSTRetrieves all accounts linked to an access token.

Asset report, 1 operation

get_asset_reportGet asset reportPOSTRetrieves a comprehensive asset report.

Auth, 1 operation

get_authGet authPOSTRetrieves account and routing numbers for ACH.

Balance, 1 operation

get_balanceGet balancePOSTRetrieves real-time balance information.

Identity, 1 operation

get_identityGet identityPOSTRetrieves identity information for account holders.

Income, 1 operation

get_payroll_incomeGet payroll incomePOSTRetrieves payroll income data.

Institution, 1 operation

get_institutionsGet institutionsPOSTLists all supported financial institutions.

Liability, 1 operation

get_liabilitiesGet liabilitiesPOSTRetrieves liability information.

Link token, 1 operation

create_link_tokenCreate link tokenPOSTCreates a link token for Plaid Link initialization.

Linked account, 1 operation

remove_itemRemove itemPOSTRemoves an Item and invalidates its access token.

Payment recipient, 1 operation

create_payment_recipientCreate payment recipientPOSTCreates a payment recipient for Payment Initiation.

Use Plaid from Claude Code, Cursor or Codex

Connect Plaid in LiveContext, create an API key in Settings, then add the LiveContext MCP server to your client. Its Plaid operations become tools the client can call, next to every other integration you connected.

Claude Code

claude mcp add --transport http livecontext https://livecontext.ai/mcp --header "X-API-Key: YOUR_API_KEY"

Codex (~/.codex/config.toml)

[mcp_servers.livecontext]
url = "https://livecontext.ai/mcp"

[mcp_servers.livecontext.http_headers]
"X-API-Key" = "YOUR_API_KEY"

Cursor, Claude Desktop and other JSON configs

{
  "mcpServers": {
    "livecontext": {
      "type": "http",
      "url": "https://livecontext.ai/mcp",
      "headers": {
        "X-API-Key": "YOUR_API_KEY"
      }
    }
  }
}

Set up the MCP server step by step

How to connect Plaid

Create your workspace
Sign up free. Nothing to install.
Connect Plaid once
Add your Plaid connection in Settings. Every tool from this integration reuses it, and secrets are encrypted at rest and visible only to you.
Describe the job in chat
The workflow builds itself in front of you and picks the endpoints it needs. Drag the steps yourself on the canvas whenever you would rather be explicit.

Plaid integration FAQ

What can you do with the Plaid integration?

LiveContext exposes 20 operations on Plaid, covering investment, payment, transaction and transfer. Common uses include ACH payments, Payment setup and Lending decisions.