Increase integration
Increase is a banking API for US businesses. Move money by ACH, wire, Real-Time Payments, FedNow, Swift, mailed check and transfers between your own accounts, and approve or cancel transfers awaiting approval; read balances, transactions, pending and declined transactions and monthly statements; open and manage accounts and account numbers; issue cards and physical cards and dispute card payments; deposit checks from images; handle inbound ACH, wire, check, Real-Time Payments and FedNow transfers; manage entities, beneficial owners and external accounts; generate exports and files; and subscribe to webhook events. Amounts are integers in the currency's minor unit (cents for USD). Not included: sandbox simulations, OAuth, card number, PIN and card-detail tokens, card tokens and push-to-card, digital wallets, card and physical card profiles, IntraFi, lockboxes and inbound mail, real-time decisions, Real-Time Payments requests for payment, entity onboarding sessions, card purchase supplements, physical check batches and the raw file download (use create_file_link). Authentication is a production API key sent as a Bearer token in the Authorization header; sandbox keys only work on Increase's separate sandbox host, which this integration does not call.
Say what should happen.
The workflow builds itself.
What you can do with Increase
Each of these is one operation on one endpoint, available both as a workflow step and as a tool an AI agent can call on its own. Nothing bundles several operations into one action, so what a run did stays readable afterwards.
Most endpoints run on the free plan. A few, mainly the ones that publish on your behalf, need a paid plan.
Approve, 7 operations
approve_account_transferApprove account transferPOSTApproves an Account Transfer in status `pending_approval`.approve_ach_transferApprove ach transferPOSTApproves an ACH Transfer in a pending_approval state.approve_check_transferApprove check transferPOSTApprove a Check Transfer. Check Transfers move funds from your Increase account by mailing a physical check.approve_fednow_transferApprove fednow transferPOSTApprove a FedNow Transfer. FedNow transfers move funds, within seconds, between your Increase account and any other account supporting FedNow.approve_real_time_payments_transferApprove real time payments transferPOSTApproves a Real-Time Payments Transfer in a pending_approval state.approve_swift_transferApprove swift transferPOSTApprove a Swift Transfer. Swift Transfers send funds internationally.approve_wire_transferApprove wire transferPOSTApprove a Wire Transfer. Wire transfers move funds between your Increase account and any other account accessible by Fedwire.
Cancel, 7 operations
cancel_account_transferCancel account transferPOSTCancels an Account Transfer in status `pending_approval`.cancel_ach_transferCancel ach transferPOSTCancels an ACH Transfer in a pending_approval state.cancel_check_transferCancel check transferPOSTCancel a Check Transfer that is in the pending_approval status.cancel_fednow_transferCancel fednow transferPOSTCancel a pending FedNow Transfer. FedNow transfers move funds, within seconds, between your Increase account and any other account supporting FedNow.cancel_real_time_payments_transferCancel real time payments transferPOSTCancels a Real-Time Payments Transfer in a pending_approval state.cancel_swift_transferCancel swift transferPOSTCancel a pending Swift Transfer. Swift Transfers send funds internationally.cancel_wire_transferCancel wire transferPOSTCancel a pending Wire Transfer. Wire transfers move funds between your Increase account and any other account accessible by Fedwire.
Account, 3 operations
create_accountCreate accountPOSTCreate an Account. Accounts are your bank accounts with Increase. They store money, receive transfers, and send payments. They earn interest and have depository insurance.get_accountGet accountGETRetrieve an Account. Accounts are your bank accounts with Increase. They store money, receive transfers, and send payments. They earn interest and have depository insurance.list_accountsList accountsGETList Accounts, up to 100 per page (the default and the maximum, set with limit); pass next_cursor back as cursor to get the next page. Accounts are your bank accounts with Increase. They store money, receive transfers, and send payments.
Account number, 3 operations
create_account_numberCreate account numberPOSTCreate an Account Number. Each account can have multiple account and routing numbers. We recommend that you use a set per vendor. This is similar to how you use different passwords for different websites.get_account_numberGet account numberGETRetrieve an Account Number. Each account can have multiple account and routing numbers. We recommend that you use a set per vendor. This is similar to how you use different passwords for different websites.list_account_numbersList account numbersGETList Account Numbers, up to 100 per page (the default and the maximum, set with limit); pass next_cursor back as cursor to get the next page. Each account can have multiple account and routing numbers. We recommend that you use a set per vendor.
Account transfer, 3 operations
create_account_transferCreate account transferPOSTCreate an Account Transfer. Account transfers move funds between your own accounts at Increase (accounting systems often refer to these as Book Transfers). Account Transfers are free and synchronous.get_account_transferGet account transferGETRetrieve an Account Transfer. Account transfers move funds between your own accounts at Increase (accounting systems often refer to these as Book Transfers). Account Transfers are free and synchronous.list_account_transfersList account transfersGETList Account Transfers, up to 100 per page (the default and the maximum, set with limit); pass next_cursor back as cursor to get the next page.
Ach prenotification, 3 operations
create_ach_prenotificationCreate ach prenotificationPOSTCreate an ACH Prenotification. ACH Prenotifications are one way you can verify account and routing numbers by Automated Clearing House (ACH).get_ach_prenotificationGet ach prenotificationGETRetrieve an ACH Prenotification. ACH Prenotifications are one way you can verify account and routing numbers by Automated Clearing House (ACH).list_ach_prenotificationsList ach prenotificationsGETList ACH Prenotifications, up to 100 per page (the default and the maximum, set with limit); pass next_cursor back as cursor to get the next page.
Ach transfer, 3 operations
create_ach_transferCreate ach transferPOSTCreate an ACH Transfer. ACH transfers move funds between your Increase account and any other account accessible by the Automated Clearing House (ACH).get_ach_transferGet ach transferGETRetrieve an ACH Transfer. ACH transfers move funds between your Increase account and any other account accessible by the Automated Clearing House (ACH).list_ach_transfersList ach transfersGETList ACH Transfers, up to 100 per page (the default and the maximum, set with limit); pass next_cursor back as cursor to get the next page.
Card, 3 operations
create_cardCreate cardPOSTCreate a Card. Cards may operate on credit, debit, or prepaid BINs. They'll immediately work for online purchases after you create them.get_cardGet cardGETRetrieve a Card. Cards may operate on credit, debit, or prepaid BINs. They'll immediately work for online purchases after you create them.list_cardsList cardsGETList Cards, up to 100 per page (the default and the maximum, set with limit); pass next_cursor back as cursor to get the next page. Cards may operate on credit, debit, or prepaid BINs.
Card dispute, 3 operations
create_card_disputeCreate card disputePOSTCreate a Card Dispute. If unauthorized activity occurs on a card, you can create a Card Dispute and we'll work with the card networks to return the funds if appropriate.get_card_disputeGet card disputeGETRetrieve a Card Dispute. If unauthorized activity occurs on a card, you can create a Card Dispute and we'll work with the card networks to return the funds if appropriate.list_card_disputesList card disputesGETList Card Disputes, up to 100 per page (the default and the maximum, set with limit); pass next_cursor back as cursor to get the next page.
Check deposit, 3 operations
create_check_depositCreate check depositPOSTCreate a Check Deposit. Check Deposits allow you to deposit images of paper checks into your account.get_check_depositGet check depositGETRetrieve a Check Deposit. Check Deposits allow you to deposit images of paper checks into your account.list_check_depositsList check depositsGETList Check Deposits, up to 100 per page (the default and the maximum, set with limit); pass next_cursor back as cursor to get the next page. Check Deposits allow you to deposit images of paper checks into your account.
Check transfer, 3 operations
create_check_transferCreate check transferPOSTCreate a Check Transfer. Check Transfers move funds from your Increase account by mailing a physical check.get_check_transferGet check transferGETRetrieve a Check Transfer. Check Transfers move funds from your Increase account by mailing a physical check.list_check_transfersList check transfersGETList Check Transfers, up to 100 per page (the default and the maximum, set with limit); pass next_cursor back as cursor to get the next page. Check Transfers move funds from your Increase account by mailing a physical check.
Entitie, 3 operations
create_entityCreate entityPOSTCreate an Entity. Entities are the legal entities that own accounts. They can be people, corporations, joint accounts, trusts, or government authorities.get_entityGet entityGETRetrieve an Entity. Entities are the legal entities that own accounts. They can be people, corporations, joint accounts, trusts, or government authorities.list_entitiesList entitiesGETList Entities, up to 100 per page (the default and the maximum, set with limit); pass next_cursor back as cursor to get the next page. Entities are the legal entities that own accounts.
Entity beneficial owner, 3 operations
create_entity_beneficial_ownerCreate entity beneficial ownerPOSTCreate a Beneficial Owner. Beneficial owners are the individuals who control or own 25% or more of a `corporation` entity. Beneficial owners are always people, and never organizations.get_entity_beneficial_ownerGet entity beneficial ownerGETRetrieve a Beneficial Owner. Beneficial owners are the individuals who control or own 25% or more of a `corporation` entity. Beneficial owners are always people, and never organizations.list_entity_beneficial_ownersList entity beneficial ownersGETList Beneficial Owners, up to 100 per page (the default and the maximum, set with limit); pass next_cursor back as cursor to get the next page. Beneficial owners are the individuals who control or own 25% or more of a `corporation` entity.
Event subscription, 3 operations
create_event_subscriptionCreate event subscriptionPOSTCreate an Event Subscription. Webhooks are event notifications we send to you by HTTPS POST requests. Event Subscriptions are how you configure your application to listen for them.get_event_subscriptionGet event subscriptionGETRetrieve an Event Subscription. Webhooks are event notifications we send to you by HTTPS POST requests. Event Subscriptions are how you configure your application to listen for them.list_event_subscriptionsList event subscriptionsGETList Event Subscriptions, up to 100 per page (the default and the maximum, set with limit); pass next_cursor back as cursor to get the next page. Webhooks are event notifications we send to you by HTTPS POST requests.
Export, 3 operations
create_exportCreate exportPOSTCreate an Export. Exports are generated files. Some exports can contain a lot of data, like a CSV of your transactions. Others can be a single document, like a tax form. Since they can take a while, they are generated asynchronously.get_exportGet exportGETRetrieve an Export. Exports are generated files. Some exports can contain a lot of data, like a CSV of your transactions. Others can be a single document, like a tax form. Since they can take a while, they are generated asynchronously.list_exportsList exportsGETList Exports, up to 100 per page (the default and the maximum, set with limit); pass next_cursor back as cursor to get the next page. Exports are generated files. Some exports can contain a lot of data, like a CSV of your transactions.
External account, 3 operations
create_external_accountCreate external accountPOSTCreate an External Account. External Accounts represent accounts at financial institutions other than Increase. You can use this API to store their details for reuse.get_external_accountGet external accountGETRetrieve an External Account. External Accounts represent accounts at financial institutions other than Increase. You can use this API to store their details for reuse.list_external_accountsList external accountsGETList External Accounts, up to 100 per page (the default and the maximum, set with limit); pass next_cursor back as cursor to get the next page. External Accounts represent accounts at financial institutions other than Increase.
Fednow transfer, 3 operations
create_fednow_transferCreate fednow transferPOSTCreate a FedNow Transfer. FedNow transfers move funds, within seconds, between your Increase account and any other account supporting FedNow.get_fednow_transferGet fednow transferGETRetrieve a FedNow Transfer. FedNow transfers move funds, within seconds, between your Increase account and any other account supporting FedNow.list_fednow_transfersList fednow transfersGETList FedNow Transfers, up to 100 per page (the default and the maximum, set with limit); pass next_cursor back as cursor to get the next page.
File, 3 operations
create_fileCreate filePOSTUpload a file to Increase (check images, dispute attachments, identity documents and similar) as a multipart form, with the purpose it will be used for.get_fileGet fileGETFetch metadata about a File, like its purpose and MIME type. To download its content, call create_file_link and fetch the unauthenticated_url it returns.list_filesList filesGETList Files, up to 100 per page (the default and the maximum, set with limit); pass next_cursor back as cursor to get the next page. Files are objects that represent a file hosted on Increase's servers.
Pending transaction, 3 operations
create_pending_transactionCreate pending transactionPOSTHold funds on an account for an external payment or a known future transaction outside of Increase, as a pending transaction of category user_initiated_hold (negative amounts only). Release it with release_pending_transaction to unlock the funds.get_pending_transactionGet pending transactionGETRetrieve a Pending Transaction. Pending Transactions are potential future additions and removals of money from your bank account. They impact your available balance, but not your current balance.list_pending_transactionsList pending transactionsGETList Pending Transactions, up to 100 per page (the default and the maximum, set with limit); pass next_cursor back as cursor to get the next page. Pending Transactions are potential future additions and removals of money from your bank account.
Physical card, 3 operations
create_physical_cardCreate physical cardPOSTCreate a Physical Card: a custom physical Visa card for an existing Card, shipped to the address you give. Physical Cards start in the status disabled; activate the card with update_physical_card once it arrives and the recipient confirms receipt.get_physical_cardGet physical cardGETRetrieve a Physical Card. Custom physical Visa cards that are shipped to your customers. The artwork is configurable by a connected Card Profile. The same Card can be used for multiple Physical Cards. Printing cards incurs a fee.list_physical_cardsList physical cardsGETList Physical Cards, up to 100 per page (the default and the maximum, set with limit); pass next_cursor back as cursor to get the next page. Custom physical Visa cards that are shipped to your customers.
Real time payments transfer, 3 operations
create_real_time_payments_transferCreate real time payments transferPOSTCreate a Real-Time Payments Transfer. Real-Time Payments transfers move funds, within seconds, between your Increase account and any other account on the Real-Time Payments network.get_real_time_payments_transferGet real time payments transferGETRetrieve a Real-Time Payments Transfer. Real-Time Payments transfers move funds, within seconds, between your Increase account and any other account on the Real-Time Payments network.list_real_time_payments_transfersList real time payments transfersGETList Real-Time Payments Transfers, up to 100 per page (the default and the maximum, set with limit); pass next_cursor back as cursor to get the next page.
Swift transfer, 3 operations
create_swift_transferCreate swift transferPOSTCreate a Swift Transfer. Swift Transfers send funds internationally.get_swift_transferGet swift transferGETRetrieve a Swift Transfer. Swift Transfers send funds internationally.list_swift_transfersList swift transfersGETList Swift Transfers, up to 100 per page (the default and the maximum, set with limit); pass next_cursor back as cursor to get the next page. Swift Transfers send funds internationally.
Wire drawdown request, 3 operations
create_wire_drawdown_requestCreate wire drawdown requestPOSTCreate a Wire Drawdown Request. Wire drawdown requests enable you to request that someone else send you a wire.get_wire_drawdown_requestGet wire drawdown requestGETRetrieve a Wire Drawdown Request. Wire drawdown requests enable you to request that someone else send you a wire.list_wire_drawdown_requestsList wire drawdown requestsGETList Wire Drawdown Requests, up to 100 per page (the default and the maximum, set with limit); pass next_cursor back as cursor to get the next page. Wire drawdown requests enable you to request that someone else send you a wire.
Wire transfer, 3 operations
create_wire_transferCreate wire transferPOSTCreate a Wire Transfer. Wire transfers move funds between your Increase account and any other account accessible by Fedwire.get_wire_transferGet wire transferGETRetrieve a Wire Transfer. Wire transfers move funds between your Increase account and any other account accessible by Fedwire.list_wire_transfersList wire transfersGETList Wire Transfers, up to 100 per page (the default and the maximum, set with limit); pass next_cursor back as cursor to get the next page. Wire transfers move funds between your Increase account and any other account accessible by Fedwire.
Account statement, 2 operations
get_account_statementGet account statementGETRetrieve an Account Statement. Account Statements are generated monthly for every active Account. You can access the statement's data via the API or retrieve a PDF with its details via its associated File.list_account_statementsList account statementsGETList Account Statements, up to 100 per page (the default and the maximum, set with limit); pass next_cursor back as cursor to get the next page. Account Statements are generated monthly for every active Account.
Archive, 2 operations
archive_entityArchive entityPOSTArchive an Entity. Entities are the legal entities that own accounts. They can be people, corporations, joint accounts, trusts, or government authorities.archive_entity_beneficial_ownerArchive entity beneficial ownerPOSTArchive a Beneficial Owner. Beneficial owners are the individuals who control or own 25% or more of a `corporation` entity. Beneficial owners are always people, and never organizations.
Card payment, 2 operations
get_card_paymentGet card paymentGETRetrieve a Card Payment. Card Payments group together interactions related to a single card payment, such as an authorization and its corresponding settlement.list_card_paymentsList card paymentsGETList Card Payments, up to 100 per page (the default and the maximum, set with limit); pass next_cursor back as cursor to get the next page.
Decline, 2 operations
decline_inbound_ach_transferDecline inbound ach transferPOSTDecline an Inbound ACH Transfer. An Inbound ACH Transfer is an ACH transfer initiated outside of Increase to your account.decline_inbound_check_depositDecline inbound check depositPOSTDecline an Inbound Check Deposit. Inbound Check Deposits are records of third-parties attempting to deposit checks against your account.
Declined transaction, 2 operations
get_declined_transactionGet declined transactionGETRetrieve a Declined Transaction. Declined Transactions are refused additions and removals of money from your bank account. For example, Declined Transactions are caused when your Account has an insufficient balance or your Limits are triggered.list_declined_transactionsList declined transactionsGETList Declined Transactions, up to 100 per page (the default and the maximum, set with limit); pass next_cursor back as cursor to get the next page. Declined Transactions are refused additions and removals of money from your bank account.
Entity supplemental document, 2 operations
create_entity_supplemental_documentCreate entity supplemental documentPOSTCreate a Supplemental Document. Supplemental Documents are uploaded files connected to an Entity during onboarding. Not all programs require supplemental documents.list_entity_supplemental_documentsList entity supplemental documentsGETList Supplemental Documents, up to 100 per page (the default and the maximum, set with limit); pass next_cursor back as cursor to get the next page. Supplemental Documents are uploaded files connected to an Entity during onboarding.
Event, 2 operations
get_eventGet eventGETRetrieve an Event. Events are records of things that happened to objects at Increase.list_eventsList eventsGETList Events, up to 100 per page (the default and the maximum, set with limit); pass next_cursor back as cursor to get the next page. Events are records of things that happened to objects at Increase.
Inbound ach transfer, 2 operations
get_inbound_ach_transferGet inbound ach transferGETRetrieve an Inbound ACH Transfer. An Inbound ACH Transfer is an ACH transfer initiated outside of Increase to your account.list_inbound_ach_transfersList inbound ach transfersGETList Inbound ACH Transfers, up to 100 per page (the default and the maximum, set with limit); pass next_cursor back as cursor to get the next page. An Inbound ACH Transfer is an ACH transfer initiated outside of Increase to your account.
Inbound check deposit, 2 operations
get_inbound_check_depositGet inbound check depositGETRetrieve an Inbound Check Deposit. Inbound Check Deposits are records of third-parties attempting to deposit checks against your account.list_inbound_check_depositsList inbound check depositsGETList Inbound Check Deposits, up to 100 per page (the default and the maximum, set with limit); pass next_cursor back as cursor to get the next page.
Inbound fednow transfer, 2 operations
get_inbound_fednow_transferGet inbound fednow transferGETRetrieve an Inbound FedNow Transfer. An Inbound FedNow Transfer is a FedNow transfer initiated outside of Increase to your account.list_inbound_fednow_transfersList inbound fednow transfersGETList Inbound FedNow Transfers, up to 100 per page (the default and the maximum, set with limit); pass next_cursor back as cursor to get the next page. An Inbound FedNow Transfer is a FedNow transfer initiated outside of Increase to your account.
Inbound real time payments transfer, 2 operations
get_inbound_real_time_payments_transferGet inbound real time payments transferGETRetrieve an Inbound Real-Time Payments Transfer. An Inbound Real-Time Payments Transfer is a Real-Time Payments transfer initiated outside of Increase to your account.list_inbound_real_time_payments_transfersList inbound real time payments transfersGETList Inbound Real-Time Payments Transfers, up to 100 per page (the default and the maximum, set with limit); pass next_cursor back as cursor to get the next page.
Inbound wire drawdown request, 2 operations
get_inbound_wire_drawdown_requestGet inbound wire drawdown requestGETRetrieve an Inbound Wire Drawdown Request. Inbound wire drawdown requests are requests from someone else to send them a wire.list_inbound_wire_drawdown_requestsList inbound wire drawdown requestsGETList Inbound Wire Drawdown Requests, up to 100 per page (the default and the maximum, set with limit); pass next_cursor back as cursor to get the next page. Inbound wire drawdown requests are requests from someone else to send them a wire.
Inbound wire transfer, 2 operations
get_inbound_wire_transferGet inbound wire transferGETRetrieve an Inbound Wire Transfer. An Inbound Wire Transfer is a wire transfer initiated outside of Increase to your account.list_inbound_wire_transfersList inbound wire transfersGETList Inbound Wire Transfers, up to 100 per page (the default and the maximum, set with limit); pass next_cursor back as cursor to get the next page. An Inbound Wire Transfer is a wire transfer initiated outside of Increase to your account.
Program, 2 operations
get_programGet programGETRetrieve a Program. Programs determine the compliance and commercial terms of Accounts. By default, you have a Commercial Banking program for managing your own funds.list_programsList programsGETList Programs, up to 100 per page (the default and the maximum, set with limit); pass next_cursor back as cursor to get the next page. Programs determine the compliance and commercial terms of Accounts.
Transaction, 2 operations
get_transactionGet transactionGETRetrieve a Transaction. Transactions are the immutable additions and removals of money from your bank account. They're the equivalent of line items on your bank statement.list_transactionsList transactionsGETList Transactions, up to 100 per page (the default and the maximum, set with limit); pass next_cursor back as cursor to get the next page. Transactions are the immutable additions and removals of money from your bank account.
Balance, 1 operation
get_account_balanceGet account balanceGETRetrieve the current and available balances of an Account, in the minor unit of the account's currency (cents for USD). Pass at_time to read the balances at a past moment.
Close, 1 operation
close_accountClose accountPOSTClose an Account. Accounts are your bank accounts with Increase. They store money, receive transfers, and send payments. They earn interest and have depository insurance.
Create notification of change, 1 operation
create_inbound_ach_transfer_notification_of_changeCreate inbound ach transfer notification of changePOSTCreate a notification of change for an Inbound ACH Transfer. An Inbound ACH Transfer is an ACH transfer initiated outside of Increase to your account.
Current, 1 operation
get_current_groupGet current groupGETReturns details for the currently authenticated Group.
File link, 1 operation
create_file_linkCreate file linkPOSTCreate a File Link: a URL anyone can use to download a File without an API key, until expires_at (1 hour by default, at most 1 day). The URL is returned in unauthenticated_url.
Release, 1 operation
release_pending_transactionRelease pending transactionPOSTRelease a Pending Transaction you had previously created. The Pending Transaction must have a `category` of `user_initiated_hold` and a `status` of `pending`.
Renew, 1 operation
renew_cardRenew cardPOSTRenew a Card in place.
Return, 1 operation
return_inbound_check_depositReturn inbound check depositPOSTReturn an Inbound Check Deposit. Inbound Check Deposits are records of third-parties attempting to deposit checks against your account.
Routing number, 1 operation
list_routing_numbersList routing numbersGETLook up a routing number to confirm it is valid, for example when a user gives you bank account details.
Transfer return, 1 operation
return_inbound_ach_transferReturn inbound ach transferPOSTReturn an Inbound ACH Transfer. An Inbound ACH Transfer is an ACH transfer initiated outside of Increase to your account.
Showing the first 120 of 132 endpoints. The rest are in the product, searchable from the workflow builder and from chat.
Use Increase from Claude Code, Cursor or Codex
Connect Increase in LiveContext, create an API key in Settings, then add the LiveContext MCP server to your client. Its Increase operations become tools the client can call, next to every other integration you connected.
claude mcp add --transport http livecontext https://livecontext.ai/mcp --header "X-API-Key: YOUR_API_KEY"[mcp_servers.livecontext]
url = "https://livecontext.ai/mcp"
[mcp_servers.livecontext.http_headers]
"X-API-Key" = "YOUR_API_KEY"{
"mcpServers": {
"livecontext": {
"type": "http",
"url": "https://livecontext.ai/mcp",
"headers": {
"X-API-Key": "YOUR_API_KEY"
}
}
}
}How to connect Increase
- Create your workspace
Sign up free. Nothing to install.
- Connect Increase once
Add your Increase connection in Settings. Every tool from this integration reuses it, and secrets are encrypted at rest and visible only to you.
- Describe the job in chat
The workflow builds itself in front of you and picks the endpoints it needs. Drag the steps yourself on the canvas whenever you would rather be explicit.
Increase integration FAQ
What can you do with the Increase integration?
LiveContext exposes 132 operations on Increase, covering approve, cancel, account and account number.
